Financing Range: Tailored for large-scale projects seeking from $200 million to $5 billion+ in project funding.
Industry-Specific: Designed for sectors like infrastructure, construction, renewable energy, and real estate.
Relevance to Lenders: Highlights critical sections for private debt loan applications, such as collateral.
AltFin’s Business Plan Template
What is a business plan?
A business plan is a strategic document that outlines your project’s goals, structure, financial projections, and market positioning. For mega projects, it’s not just a formality—it’s a tool to convince lenders and investors of your project’s credibility and profitability.
How to write a business plan for a loan
For private debt financing, your business plan must address key lender priorities, such as:
- Executive Summary: Provide an overview of your project’s goals, location, and financial targets.
- Collateral: Highlight SBLCs, government bonds, or other forms of security.
- Risk Mitigation: Outline potential risks and management strategies.
How to create a business plan for a mega project
Mega-projects face unique challenges, including regulatory compliance, environmental impact assessments, and complex financing needs. A tailored business plan should:
- Demonstrate project feasibility through financial projections and market analysis.
- Address industry-specific requirements for sectors like renewable energy, construction, and real estate.
Why our business plan template works for large-scale projects
Our free business plan template is designed for large-scale project financing, ideal for projects seeking funding from $200 million to over $5 billion. It can be used as a reference in AI business plan generators or as a solid outline for structuring project finance proposals.
The template is crafted to meet the critical needs of private debt lenders, focusing on key areas such as collateral, financial projections, and risk management. Sections marked in red are mandatory for lenders’ assessment, while others are optional and should be tailored based on your project’s specifics.
This template streamlines the process for borrowers, consultants, and financial advisors by highlighting the essential elements that lenders prioritize, ensuring your business plan is both comprehensive and lender-ready.
1. The Project:
- Where is the project located?
- What type of project is it? Indicate industry, i.e.: Biofuel, Biomass, Carbon Emission Control, Energy Storage, Environmental Social and Governance, Geothermal, Green and Oil and Gas, Hospitality, Hydro Power, Infrastructure, LNG, Mining, Natural Gas, Real Estate Development, Solar, Sustainable Real Estate, Telecommunications, Water Production and Conservation, Wind.
- Briefly describe your Business Venture. When was the project started? Give a Brief History of the Project:
- If the project is a new construction/EPC opportunity please confirm the Current Status of the Project (permits, etc.):
- General Contractor (GC) Name:
- General Contractor Gross Revenue:
- Total Time to Complete Project:
- Please advise on the role of Sponsor if applicable. What mandate do they have and what are they responsible for? If they are sourcing capital, what equity arrangement, if any, has been agreed?
- Project website (if available):
- Your Name and Surname:
- Your Email:
- You are: (indicate if you are a Project Owner / Financial Sponsor / Retained and Mandated Agent)
2. Basic Funding Needs:
- How much money is required and when? (in US Dollars)
- How long is the money needed for?
- What Collateral can be offered? Check Lenders’ Guide on collateral types they accept.
- How much Equity (if any) have you put / are you putting into the deal (this can include soft costs already invested):
- What is the proposed monthly / quarterly burn rate for the capital required? If you have a Drawdown Schedule, please upload it.
- Do you have any early stage funders that would support your scheme giving you the collateral needed to raise the debt element? The following are examples: SBLC, Cash collateral in escrow, offtake agreements, leases, sales contracts, bond money, operator / constructor forward payments, etc.
- If you have an equity investor, what are you offering the investor in return (if equity sought)?
- Does the project have an insurance wrap? If yes, please specify.
- Is the applicant engaged or in Contract with Other Finance Companies?
3. Ownership structure:
- What is the ownership structure? Is it a sole proprietorship, partnership, corporation or LLC? If the later, is it Publicly or Privately Owned?
- Why did you choose this structure?
- How many principals / directors / shareholders does or will the company have? Please list shareholdings % per person / Co status:
- Please highlight present investments and agreed equity outcomes (if any), and advise if the company is part of a holding group entity:
4. Management structure:
- Who is in charge?
- How will decisions be made?
- Is there a board of directors?
- Is the company managed by owners or a hired manager?
- Are there silent partners?
- Do a few select partners make all management decisions?
- How old is the company?
- How many employees?
5. Vision, goals and objectives:
- Describe the future aspirations of the business. It should describe a strong and positive future that is beyond the comfort level of current day-to-day expectations. Overall, it is what you want your business to become?
- What can your company reasonably accomplish in the next 12 months / 5 years?
- What is your Strategy Plan (run / trade / exit)? What is the Monthly / Quarterly Strategy?
6. Description of your product or service:
- What are the features and benefits – Unique Selling Points (USPs)?
- What problem(s) does your offering address?
7. Competitor analysis:
- Are you competing on price, quality, or something else? Briefly describe what makes your business different.
- Who are your competitors and how well is each competitor established in the market?
- Which competitor is the largest?
- What is the market share and the annual revenue of each of your competitors?
- If your business is alone in the market, then what potential competitors could appear?
8. SWOT analysis – Strengths:
Strengths are internal factors that can help your business succeed. Briefly describe the strengths of your product or business:
- Is your product or technology unique?
- Do you hold protective patents, trademarks, or propriety rights or licenses?
- Is the location of your business ideal for your target market?
- Do you provide significant value?
- Do you provide exceptional quality?
- How can you build on your strengths?
- Is your pricing competitive?
9. SWOT analysis – Weaknesses:
Weaknesses are internal factors that can cause your business to fail. Briefly describe the weaknesses of your product or business:
- Is there a risk of development or production delays?
- Will your product become quickly outdated?
- Will your production technology become quickly outdated?
- Are your costs higher than competitors?
- Does your company lack marketing expertise?
- Do you have a high staff turnover/requirement?
- Is your business reputation weakened or damaged?
10. Describe your suppliers:
Briefly describe your suppliers:
- Who are your suppliers?
- Are they dependable?
- Are they competitive for price and service?
- How many years have they been in business?
- Are your suppliers local or overseas?
- Are your shipping costs manageable?
- Who are your backup suppliers?
11. Target Market & Marketing Plan:
Describe your target market. Quote credible sources to support your market research:
- Who you think your customers will be? What is the size of the market and potential size of the opportunity?
- Is it local / municipal / regional / national?
- Is your product intended for commercial customers?
12. Describe your advertising strategy:
- How will you advertise?
- How will your customers find you?
- How is your advertising designed to reach your target market?
13. Evidence of early success:
Please include evidence of “traction” in your summary. This can include results from consumer surveys, pre-order numbers for your product / service, letters of interest or even early sales numbers if you did a soft open or limited time release.
It doesn’t have to be much, but any early success provides proof that your business model, product / service, and market research are well-founded. Please highlight third party support i.e. government / support / supplier / buyers / offtake financial support.
14. Future milestones:
Present future milestones that your business hopes to achieve. This is particularly important for businesses within a highly saturated or complex industry.
For example, you may need to explain where you are in the process of getting regulatory approvals and what steps remain, when will the new production begin, when will this new service / product be available for sale or when will your ‘new’ business open its doors?
15. Financial overview:
If you are an existing company, this might be as simple as highlighting recent annual sales and growth over the last 3 years. For a new project or start-up, it might be a brief description of aspirations, such as a sales forecast goal for the next year or three years from now.
- What is the actual gross profit before Interest, Taxes, Depreciation, and Amortization?
- Historic (in USD) in:
- 2024
- 2023
- 2022
- Historic (in USD) in:
- What is the expected gross profit before Interest, Taxes, Depreciation, Amortization? Gross profit refers to a company’s profits earned after subtracting the costs of producing and distributing its products.
- Future Projected (in USD) in:
- Year 1
- Year 2
- Year 3
- Future Projected (in USD) in:
- What existing debt is secured against the project (please give details)?
16. Company Assets:
Does the company own the following assets? If yes, what is their approximate value (in USD)?
- Land
- Buildings
- Manufacturing equipment
- Furnishings or fixtures
- Inventory
- Cars/trucks/vehicles
- Other (please supply details)
17. Your Team:
- Lenders and Investors want to know who is behind the business idea and why you and your team are the right people to build the business. It also may be valuable to highlight any gaps in your team and how you intend to fill them. If you have potential partners or candidates in mind, briefly mention them and expand on their qualifications within your full business plan. If applicable, briefly explain the companies experience & track record (CV), demonstrating abilities to deliver in this business proposal.
- Which Project Owners have existing business(es)? Supply brief information.
- Provide a Brief Summary of Past Project(s) the Management Team has been a part of:
18. Additional information you believe would be helpful:
- Please advise, if there is anything we should be aware of that could have an impact on funding terms, including adverse credit history?
- Please upload the Project Deck / Executive Summary / Company Brochure etc. and images to show your product or service in action.